How to Donate XRP to Charity
XRP is fast and cheap to send. Most of the confusion comes from one field, the destination tag, and from the small amount of XRP a self-custody wallet must always keep. This guide explains both, then walks through sending from an exchange or your own wallet.
By Global Relief Group · Last updated:
Sending XRP takes a few seconds and costs a fraction of a cent in network fees. People usually get stuck on one question: the destination tag. For a donation to us, you can leave it empty.
Do I need a destination tag?
The short answer
No. Our XRP address belongs to Global Relief Group alone, so it doesn’t need a destination tag. If your exchange shows a tag or memo field, leave it empty, or tick the option that says no tag is required.
A destination tag is a number attached to an XRP payment that tells the receiver who it is for. Exchanges use them because they often receive XRP for all their customers at one shared address, and the tag tells them whose account to credit. That is why your exchange asks for a tag when you deposit XRP to it, and why it shows a tag field when you send XRP out.
Some XRP addresses start with X instead of r. These “X-addresses” have a tag built in. Ours is a classic address that starts with r, so you won’t see one when donating to us.
Sending from an exchange
- Choose your cause on our homepage, pick XRP and the amount, and copy the address shown. It starts with
r. Copy it fresh each time rather than from your transaction history. - In your exchange, start a withdrawal of XRP and choose the XRP Ledger network. Exchanges label it differently, for example “XRP”, “XRP Ledger” or “Ripple”. Don’t pick BNB Smart Chain (BEP-20): some exchanges offer a token version of XRP there, and it can’t reach our address.
- Paste our address and check the whole thing, not just the first and last few characters.
- Leave the destination tag or memo field empty.
- Enter the amount. Your exchange shows its own withdrawal fee and any minimum before you confirm.
- Confirm, then copy the transaction ID (also called the transaction hash) and submit it on the donation screen. Our guide to finding your transaction ID shows where exchanges put it.
Sending from your own wallet
If you hold XRP in a wallet you control, such as Xaman or a hardware wallet, two rules of the XRP Ledger apply.
Part of your balance is reserved. Every XRP Ledger account must keep a minimum balance that can’t be sent: a base reserve of 1 XRP, plus 0.2 XRP for each extra item the account owns, such as a trust line for a token. These amounts were cut on 2 December 2024 by a vote of the network’s validators, from 10 XRP and 2 XRP. If you read elsewhere that you need 10 XRP, that advice is out of date. Your wallet will usually show the reserved amount separately from what you can spend.
The fee is tiny and destroyed. A standard payment costs at least 10 drops, which is 0.00001 XRP. The fee isn’t paid to anyone; it is permanently destroyed. It rises when the network is busy, but stays a tiny fraction of a cent for a normal payment.
To send, choose Send in your wallet, paste our r address, leave the tag empty, enter the amount and confirm. The wallet shows the transaction hash once it is submitted.
How to tell the payment worked
A new ledger, the XRP Ledger’s equivalent of a block, closes about every 3 to 5 seconds. Look your transaction up on an XRP Ledger explorer such as XRPScan and check two things:
- It is in a validated ledger. Until then, the result is provisional and could still change. Once validated, it is final.
- The result is
tesSUCCESS. A result starting withtecin a validated ledger means the payment failed: the small fee was spent, but no XRP was delivered.
We credit the amount that was actually delivered, which the explorer shows as the delivered amount. This matters because the XRP Ledger has a feature called partial payments, where a payment can deliver less than the amount it lists. Ordinary XRP sends from exchanges and wallets deliver the full amount; the check protects both you and us from mistakes and fraud. Our guide to verifying a donation covers explorers in more detail.
Tax (US donors)
XRP you have held for more than a year is generally deductible at its fair market value on the day you give it; XRP held for a year or less is deductible at the lower of what you paid and its market value. If your deduction for donated crypto totals more than $5,000 for the year (similar items are added together), you need a qualified appraisal, because crypto doesn’t qualify for the exception that applies to publicly traded stock. From 2026, crypto gifts are deductible only if you itemize, and only the part of your total charitable deductions above 0.5% of your adjusted gross income counts. Your receipt from Global Relief Group (EIN 27-3281810) records the XRP received. This is general information, not tax advice; our US crypto donation tax guide goes into more detail.
Common questions
Is XRP the same as Ripple?
Not exactly. XRP is the native asset of the XRP Ledger, a public blockchain. Ripple is a company that uses XRP and helped create the ledger. Some exchanges label the XRP network “Ripple”, which is why the names get mixed up.
My exchange won’t let me continue without a tag. What should I do?
Look for an option such as “No tag”, “Memo not required” or a checkbox confirming the receiving address doesn’t need one. If there is no such option, contact the exchange’s support before sending; don’t make up a tag that belongs to someone else’s account.
Is there a minimum donation in XRP?
We don’t set one. Your exchange may have a minimum withdrawal amount, and a self-custody wallet must keep its reserve, so check what you can actually send before you start.
Can I send XRP from a BNB Smart Chain wallet?
No. A token called XRP on BNB Smart Chain is a separate token, not XRP on the XRP Ledger, and it can’t be sent to our r address. Convert it to XRP on an exchange first, then withdraw on the XRP Ledger.