How to Give Crypto Every Month
A card can be charged every month automatically. Crypto can't: only you can send it. So monthly giving with crypto works differently, through a reminder that brings you back to give. This guide explains how to set it up, how to choose a fixed coin or dollar amount, how to keep fees low on small gifts, and the tax points that add up over a year.
By Global Relief Group · Last updated:
Regular gifts let a charity plan ahead in a way one-off gifts can’t. With crypto, nobody can take money from your wallet on a schedule, because every transfer has to be signed by the person who holds the keys. That is a security feature, and it is why monthly crypto giving here works by reminder rather than by automatic charge.
How to set it up
- Choose a cause on our homepage and make your first gift as usual.
- At the confirmation step, choose Monthly instead of a one-time gift and enter the email address for your reminders.
- Each month, we email you a reminder with a link back to your cause. Send that month’s gift and submit the transaction ID, just as you did the first time.
- Each gift gets its own official receipt once we verify it. With a free account, My Donations shows them all together.
- To stop, use the link in any reminder email or turn reminders off in My Donations. Nothing is ever sent from your wallet without you.
A fixed coin amount or a fixed dollar amount?
| Same dollar amount each month | Same coin amount each month | |
|---|---|---|
| What the cause receives | A steady value, which is easier to plan around | A value that rises and falls with the price |
| What you do each month | Work out how much of the coin that dollar amount buys on the day | Send the same quantity every time |
| Good for | Budgeting, and for causes that rely on predictable income | Simplicity, and if you think in coin rather than dollars |
If you want the most stable gift for the cause, a stablecoin such as USDC on Ethereum or USDT on TRON is designed to hold a steady $1 value. For tax purposes a stablecoin is still property, not cash. You can switch approach in any month.
Small gifts: keep the network fee in proportion
Network fees don’t depend on the size of your gift, so they matter most for small, regular donations. Bitcoin fees depend on how busy the network is and can, at times, be a noticeable share of a small gift. XRP, Solana and BNB Smart Chain usually cost under a cent to send from your own wallet. On TRON, sending TRX is usually free or a few cents, but sending USDT typically costs a few dollars in TRX unless your wallet has staked energy. If you give from an exchange, its withdrawal fee usually matters more than the network fee, and it can differ a lot between coins, so check it once and pick a coin where it stays small relative to your gift.
Tax: each month is its own gift
For US donors, every monthly transfer is a separate contribution, deductible in the tax year it reaches us. For a year-end gift, send it early enough to confirm before 31 December. A few rules work differently over a year of gifts:
- Holding period, coin by coin. Whether you deduct market value or your cost depends on how long you held the coins you give, so a gift of recently bought coins can be worth less as a deduction than one from coins held for more than a year. Keep track of which coins you give each month.
- The $250 rule applies to each gift. Separate gifts under $250 aren’t added together, but every gift of $250 or more needs a written acknowledgment, which our receipt provides.
- The $5,000 test adds up similar items. For the qualified appraisal rule, the IRS looks at your total deduction for a group of similar items in a year, even across different charities. Twelve monthly gifts of about $500 in the same coin add up to $6,000, so they will very likely count as more than $5,000 of similar items, which means a qualified appraisal and Form 8283 Section B. Gifts of different coins may also be grouped. Talk to a tax adviser before your crypto gifts for the year pass $5,000, because the appraisal timing rules are strict.
- Itemizing. From 2026, the new deduction for people who don’t itemize applies to cash gifts only, so crypto gifts are deductible only if you itemize, and only the part of your total charitable deductions above 0.5% of your adjusted gross income counts.
Our guide to your donation receipt explains the paperwork. This is general information, not tax advice.
Good habits for regular givers
- Follow the link in the reminder and copy our address fresh each month, rather than reusing one from your wallet history, where scammers plant look-alike addresses.
- Use the same coin and network each month once you have found one that works for you; it saves you from network mistakes.
- Pick a day that suits you. The reminder is a nudge, not a deadline: a gift sent a few days later is just as welcome.
- Keep a simple log of each month’s transaction ID, amount and cost basis. It makes tax time much easier.
Common questions
What if I skip a month?
Nothing happens. The reminder is only a reminder; you won’t be charged, and you can give the next month as normal.
Can I change the cause or the amount?
Yes. Each gift is made fresh, so choose any cause, coin or amount when you give. You can also stop reminders and start a new monthly gift for a different cause.
Can I schedule automatic sends from my exchange?
Many exchanges offer recurring purchases, but few can send to an outside address on a fixed schedule. Some bitcoin apps can withdraw automatically when your balance reaches a level you set. Whatever you use, every gift needs a transaction ID submitted to us so we can match it to your cause.